The Importance of Insurance

If you have had a company or individuals working on your property or a rental property you own and you didn't ask for insurance, you could be placing yourself in a dangerous financial position.

Taking someone's word that they are insured can be risky. Homeowners can be sued by uninsured or underinsured people who may be injured at your property.

How do you protect yourself? Ask individuals and companies to provide you written documentation that shows proof of insurance. Insurance validation should be done for work that includes but is not limited to:

– Installation or repair services – People who have a lease or rental agreement with the homeowner – Contractors hired to work on home remodeling projects – Independent contractors or contract-based employment agreements, including those doing work like gardening or yard work.

General liability insurance is a critical form of insurance for most companies and individuals to carry. This often protects the individuals doing the work, as well as your property and that of others around your home.

Talk to insurance professionals on the type of insurance needs that make the most sense based on the type of work being done.

At RD Homes Florida, we do this work for our customers to maximize everyone's protection and risk.

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RD Homes Florida, LLC

info@rdhomesflorida.com